A closer look
at scalable impact.
Our data is more than numbers.
It’s proof of progress.
Through our Dashboard, we monitor how communities save, lend, and reinvest collectively. The result is a transparent, real-time window into financial independence—tracking everything from total savings and active loans to shared profits and new group formation. Behind every data point lies a story of collective effort and shared success.
Data as Community Capital
We view data as an asset that creates real value for the groups themselves. Every record originates in an assembly, is owned by its members, and reflects collective decision-making.
This information bolsters trust and helps groups learn from their own progress. For Savinco, it provides the insights needed to refine our strategy, while offering our partners a precise and transparent window into the project's real-world impact.
2,294
Most are located in rural areas, where local trade and primary sector activities are the main livelihoods.
50,542
Every member represents a direct beneficiary, with an impact that ripples out to their immediate family.
$31,628,889
The pooled result of thousands of members saving together, month after month.
441,556
The purposes are diverse: while the majority fuel small businesses, they adapt to meet any need.
$31,628,889
Capital driven by active savings and undistributed interest that circulates continuously among members.
$41,689,802
Generated profits are distributed back to members, serving as a clear return on their accumulated savings.
The real microfinance
This representation shows that the majority of loans granted within our groups are small-scale. Members decide the exact amount and the repayment term that best fit their needs. Unlike traditional models—where credit is often standardized—our system adapts to each individual’s reality, providing a built-in safeguard against over-indebtedness. This does not, however, cap our members' potential: as time passes and their savings grow, their borrowing capacity increases proportionally.
Continuous growth
This chart illustrates how social capital (y-axis, in USD) increases relative to the duration of the groups (x-axis, in months). While maximum and minimum values are shown, the median provides the most representative insight. Although these groups are powerful from their inception, their capacity to meet larger financial needs strengthens as the project consolidates over time. This progression is essential, enabling members to move beyond covering basic needs toward achieving their highest aspirations.
The profitability everyone dreams of
This chart demonstrates that savings do not just accumulate; they are also highly profitable. Unlike traditional microcredit models where a third party provides the funds, in our groups, it is the members' own capital that circulates, generating gains for them. Since profits are distributed once a year, undistributed interest is capitalized (reinvested as new loans), which explains the high returns. It is fascinating how accumulated interest surpass active savings: this is the "magic" of money in constant motion.
Purpose and dreams fulfilled
This chart illustrates why members seek loans, showing the total dollar amount granted for each category. While the primary driver is business growth (inventory for sale, seeds for crops, equipment, etc.), members can finance goals of any kind: from medical expenses and home improvements to university tuition or settling unmanageable debts. The core principle is that credit serves as a tool for progress, ensuring that every debt remains healthy and sustainable.
What does this growth look like on the ground?
558
This represents the number of groups that met across diverse geographic locations over the past week. On average, each group consists of 20-25 members.
90
Over the past week, this is the number of advisors who traveled to the homes where groups meet to provide hands-on support.
$250k
This is the total amount saved by the groups that met this past week. While all members commit to a minimum, they are encouraged to save more.
$74,800
Last week, this amount was distributed among groups holding their annual share-out meetings. A moment for everyone to celebrate the fruits of their effort!
$84k
In the past week, this total was granted in loans to cover a wide range of needs. All applications are previously approved by the members themselves.
What our members say
Swipe to explore a few of our thousands of success stories.
"Savinco offered me fair and accessible conditions that I didn’t find in other organizations."
"Finishing my home was a dream come true thanks to my group."
"I started a small vegetable farm through saving and co-investment."
"I learned how to save, and together with my husband we were able to buy our first family vehicle."
"Everything I receive goes back into my business, and I see real results."
"The training sessions improved both my health and my income."
"My business has grown steadily since joining Savinco."
"I built my home and found a supportive community."
"The process is simple and strongly encourages reinvestment."
"Step by step, I have built a home for my daughters with Savinco’s support."
"Savinco gave us access where there had only been rejection before."
"I learned how to save, care for my health, and generate income collectively."
"My food business and my personal discipline grew through consistent saving."
"Savinco helped me become independent and share this path with other women."
"Savinco promotes women’s economic empowerment in our community."
"Savinco was my first step toward building assets as a student and entrepreneur."
"This was my first year receiving profits, and now my family is part of it too."
"We learn, apply, and share knowledge within our group."
"Investing in my children’s education has been the greatest achievement Savinco made possible."
"I invested in my livestock and business with the support of a great advisor."
"Working together gave me the confidence to create something of my own."
"What motivates me most is seeing how well-managed savings generate real returns."
"I was able to build my home thanks to the saving habits I learned with Savinco."
"The health and disaster-preparedness sessions have been extremely valuable."
"For the first time, I was able to invest in real estate safely."
"I was able to study and start a business at the same time thanks to the methodology and guidance."
"Today we are more independent and better connected with other groups."
"Savinco gave us opportunities that the traditional banking system never did."
"We left informal high-interest loans behind and found a more human kind of support."
"Savinco effectively connects saving, knowledge, and income generation."
"Thanks to Savinco, I was able to complete my studies when I needed support the most."
"My family’s support completely transformed my business and skills."
"Saving and sharing profits have built a strong culture of cooperation"
"Working together as a group helped grow my beauty business."
"I learned how to save and manage my own capital—something I was never taught."
"Trust and saving allow us to meet everyday needs together."
"I raise livestock to support my family and invest in my children’s education."
"Today I rely on myself to reach my goals, without fear of being told no."
"My life changed through practical knowledge, from safety to financial management."
"Saving allowed us to cover health and education expenses with peace of mind."
"I achieved financial independence and fulfilled my dream of opening a shop."
"Disciplined saving and community support changed my perspective."
"I save for the future while growing my sweets business."
"Learning and moving forward as a family has been a true blessing."
"I learned about personal finance and mental health—something entirely new to me."
"Savinco changed my mindset—I now plan for the long term."
"I now work with my children and grandchildren in mind."
"The human support and trust truly set Savinco apart."
"I gained skills in many areas, including technology, and grew alongside my family."
"Thanks to Savinco, studying dentistry became a real possibility for me."
"With constant guidance, I’ve grown month by month and look back with pride."
"I maintain my traditional business and confidently developed a new one."
Numbers with meaning.
Growth goes beyond numbers; it means impact expands, changing more and more lives.
Savinco grows and multiplies, and this visualization reflects that. Throughout the years, the prosperity generated within the groups has meant that not only the team, but also the members themselves, have helped expand the project by sharing their experiences.
Stronger together.
We are partners in generating long-term change by implementing the Saving for Learning project through third parties.
We are ready to adapt to diverse realities by co-creating alongside entrepreneurs, investors, and social-minded institutions.
Built to scale
Saving for Learning is not a rigid project: it adapts to the realities of each location. We understand that every cultural context is different, allowing us to remain flexible with certain aspects of the methodology. Furthermore, we strive to constantly adapt to the socio-economic evolution of each region.
Tools to scale with data you can trust
Our technology records every meeting, savings contribution, loan granted, and much more, generating transparency from day one. At the same time, it provides the tools and methodology needed to enable borderless growth that adapts to the reality of each region.
An impact that lasts
Savinco’s continuity in the areas where we started so many years ago demonstrates that communities continue to save and develop long after the project's launch. This provides our partners with the confidence that their investment in "Saving for Learning" and other projects that may arise, will have lasting effects.